Cleverly Finance: Perth mortgage broker for first home buyers, self-employed and new residents

Home loans made simple

We specialise in home loans for first home buyers, self-employed professionals, and the Vietnamese and migrant communities. With over 14 years of experience in accounting and finance, access to a wide range of lenders, and a genuine passion for keeping things simple and efficient, we’re here to make your home loan journey smooth, fast and stress-free.

Whether you’re buying a home, investing in property or refinancing an existing loan, we’re here to support you every step of the way

Proudly servicing clients Australia-wide.

AliceTranLowRes(socialmedia)

About Us

Why Choose Cleverly Finance?

We work for you, not the banks. We will act in your best interest.

Our service is 100% FREE. You don’t pay us – lenders do.

We know numbers inside out. With 14+ years in accounting and finance, we understand complex financials and tax issues. We know how to present your application so it makes sense to lenders and helps you get approved faster.

We’re flexible. We’ll meet you at a time and place that works for you – whether that’s at home, after hours, or online.

We understand your journey. We specialize in helping self-employed individuals, entrepreneurs, young professionals, and migrants – because that’s who we are too. We speak your language and understand the challenges you face.

What We Offer

Our Tailored Services

For Self-Employed Borrowers

For First Home Buyers

For Migrants & New
Residents

Our Process

How We Help You

Testimonials

What Our Clients Think About Us

User8
Tien Le First Home Buyer

Alice has been amazing and extremely professional throughout the entire process. She worked closely with both our solicitor and the bank, ensuring everything was updated promptly. Our case was quite complex, but she handled it with great care and provided clear, helpful advice at every step. We truly appreciate her hard work and patience with us. Honestly, we couldn’t ask for better service—it has been outstanding.

User8
Alissa Vo First Home Buyer

I had an outstanding experience working with Alice as my broker. She was incredibly fast and reliable in helping me secure my loan, making the whole process smooth and stress-free. Her communication was excellent from start to finish and she always kept me updated, answered all my questions clearly, and took the time to call and follow up on every detail. It really felt like she genuinely cared about getting the best outcome for me. I highly recommend Alice to anyone looking for a professional, responsive, and trustworthy broker.

User8
Binh Huynh Property Investor

I had a fantastic experience working with Alice Tran as my mortgage broker. She is extremely knowledgeable and made the entire process clear, smooth, and stress-free from start to finish. I highly recommend Alice to anyone looking for a seamless home loan experience!

User8
David Nguyen Property Investor

I’m very happy with the service provided by Alice. The entire process, from pre-approval to formal approval and through to settlement, was handled very smoothly. Communication was excellent. Alice responded to questions within minutes and kept us well informed at every step. The finance application was prepared carefully, which meant there was no unnecessary back and forth with the lender. She was also very helpful in presenting multiple options and recommending a borrowing solution that suited our needs. I would happily recommend Alice to anyone looking for a reliable and efficient broker.

User8
Nathan Markham Refinance

Cleverly Finance was fantastic to deal with from start to finish. Alice was extremely knowledgeable, responsive, and genuinely cared about getting the best outcome for me. My situation wasn’t straightforward, but she explained every step clearly and made the whole process feel simple and stress-free. I always felt supported and confident knowing she was handling everything. Highly recommend Alice and the Cleverly Finance team to anyone looking for expert finance advice.

User8
Thao Ngo Refinance

Five stars for Alice! She did an amazing job helping us refinance our home loan and she recently helped us effortlessly secure the finance for our new investment property. She is professional, highly responsive, and truly cares about her clients. We couldn't be happier with the results.